Montenegro Digital Nomad Visa: The New Program Arrived!

By Yogi



In an era where remote work has transcended traditional boundaries, the concept of digital nomadism has gained significant traction, leading to innovative visa solutions worldwide. Montenegro, with its stunning Adriatic landscapes and burgeoning tech scene, has joined this global trend by introducing the Montenegro Digital Nomad Visa.

This initiative caters to the growing community of professionals who seek to blend work and travel, offering them the opportunity to reside in this picturesque country while continuing their remote employment.

The Montenegro Digital Nomad Visa represents a strategic move in the wake of post-COVID-19 recovery, addressing talent shortages and catering to the evolving needs of the global workforce.

As countries like Montenegro adapt their immigration policies to the digital age, it becomes crucial for remote workers and employers to stay informed and compliant with the latest regulations. With the guidance of immigration experts like Fragomen, navigating the complexities of such novel visa pathways can be a seamless experience for aspiring digital nomads.

In December 2021, the Montenegrin government introduced the Program for Attracting Digital Nomads in Montenegro, offering a digital nomad visa. This visa initiative will be available until 2025, providing a fantastic opportunity for remote workers to experience Montenegro's beauty and culture while working remotely.

If you're a digital nomad looking for a new destination to live and work remotely, Montenegro might just be the perfect place for you. With its recently introduced digital nomad visa program, Montenegro is welcoming individuals from around the world to come and experience its stunning landscapes, vibrant culture, and affordable cost of living.

What is the Montenegro digital nomad visa?

Montenegro Digital Nomad Visa

The Montenegro Digital Nomad Visa is a specialized visa program designed to attract remote workers who wish to live in Montenegro while maintaining their professional ties abroad.

This visa provides a unique opportunity for digital nomads to enjoy the country's natural beauty and cultural offerings, all while benefiting from a tax-exempt status on their foreign income.

With the option to stay for up to two years, extendable for an additional two, the visa is tailored to those seeking both short-term stays and longer-term residency in a country that values digital innovation and connectivity.

Recognizing the shift towards a more flexible, location-independent workforce, Montenegro's government has crafted this visa to support and enhance the digital environment for both nomads and residents.

As highlighted by the President of the Digital Nomad Association Croatia, Jan de Jong, Montenegro's commitment to this program reflects a broader regional embrace of the digital nomad lifestyle.

With a robust internet infrastructure boasting an average connection speed of 87.87 MBps, Montenegro is poised to become a premier destination for digital nomads seeking a balance of work and leisure in a Mediterranean setting.

Benefits of the Montenegro digital nomad visa

Benefits of the Montenegro Digital Nomad Visa

The allure of the Montenegro Digital Nomad Visa lies in its array of benefits tailored to the modern remote worker. Foremost among these is the visa's duration, allowing digital nomads to immerse themselves in Montenegro's lifestyle for up to two years, with the possibility of renewal for another two-year term.

This extended stay not only facilitates a deeper connection with the local culture but also provides ample time for personal and professional growth.

Moreover, during their stay, digital nomads can enjoy a tax-exempt status on their foreign-earned income, a significant financial advantage that enhances the appeal of Montenegro as a remote work hub.

Another key benefit is the country's reliable internet infrastructure, a critical factor for any digital nomad. With an impressive average internet speed of 87.87 MBps, Montenegro ensures that remote work is efficient and uninterrupted.

This, coupled with the affordability of mobile internet services, ensures that digital nomads can stay connected wherever they choose to work within the country.

The Montenegro Digital Nomad Visa is more than just a permit; it's an invitation to experience a harmonious blend of productivity and exploration in one of Europe's hidden gems.

In a nutshell, working as a digital nomad in Montenegro comes with a range of enticing benefits:

  1. Visa Duration: The digital nomad visa in Montenegro allows for an initial stay of two years, which can be extended for another two years. After four years, a six-month period outside the country is required before reapplying.
  2. Reliable Internet: Montenegro offers a fast and dependable internet connection, including excellent mobile internet services at affordable rates.
  3. Safety: Montenegro is considered a safe destination with a remarkably low crime rate, providing a secure environment for digital nomads to work and explore.
  4. Scenic Beauty: The country boasts breathtaking landscapes, with over 115 stunning beaches and unique flora and fauna. Must-visit places include Kotor Old Town and the Bay of Kotor.
  5. Affordable Living: Montenegro offers a cost-effective lifestyle, with the possibility to rent apartments for as low as €170 to €250 per month. Monthly utility costs are also reasonably priced, making it a budget-friendly choice for digital nomads.

These advantages make Montenegro an ideal destination for digital nomads seeking a picturesque setting, reliable infrastructure, safety, and cost-effective living options.

Eligibility requirements for the Montenegro digital nomad visa

 Eligibility requirements for the Montenegro Digital Nomad Visa

Proof of employment or self-employment

To qualify for the Montenegro Digital Nomad Visa, applicants must substantiate their remote working status through proof of employment or self-employment with a company based outside of Montenegro.

This requirement is pivotal in demonstrating that the applicant's income source is not local, aligning with the visa's stipulation that holders must work for entities not registered in Montenegro.

A valid employment contract or evidence of business ownership, along with documentation showing the use of digital platforms such as Skype, Zoom, or Google Hangouts for work, will satisfy this criterion.

Additionally, applicants are expected to comply with their home country's tax obligations, as evidenced by documents proving payment of personal income tax.

It is essential for digital nomads to present a clear and verifiable link to their overseas employer or business, ensuring that their professional activities are conducted electronically and are sustainable throughout their stay in Montenegro.

This not only reinforces the legitimacy of their digital nomad status but also aligns with Montenegro's goal of fostering a community of global remote workers who contribute to the digital economy without displacing local employment opportunities.

By meeting these employment verification requirements, digital nomads can take a significant step towards securing their place in Montenegro's vibrant and growing remote work landscape.

Proof of health insurance

Securing comprehensive health insurance is a mandatory step in the application process for the Montenegro Digital Nomad Visa.

Applicants must provide proof of travel insurance that covers the entirety of their stay in Montenegro, ensuring they are protected against unforeseen medical expenses.

This requirement underscores the importance Montenegro places on the well-being of digital nomads, offering them peace of mind as they work and explore the country.

The insurance policy should be valid for the duration of the visa and include coverage for medical emergencies, hospitalization, and repatriation if necessary.

Having robust health insurance not only meets the visa's eligibility criteria but also reflects a digital nomad's preparedness for a responsible and worry-free stay in Montenegro.

It is advisable for applicants to carefully review their insurance plans to ensure they meet the visa requirements and provide adequate coverage. By doing so, digital nomads can fully immerse themselves in the Montenegrin experience, knowing their health and safety are safeguarded.

Proof of sufficient funds

Another cornerstone of the eligibility criteria for the Montenegro Digital Nomad Visa is the proof of sufficient funds. While the exact income requirements have not been disclosed, applicants must demonstrate financial stability to support their stay without the need for local employment.

This financial proof ensures that digital nomads can enjoy their time in Montenegro without imposing any economic burden on the country. Applicants will need to provide bank statements or other financial documents that reflect their ability to sustain themselves during their sojourn.

By showcasing the necessary financial resources, applicants affirm their self-sufficiency and reinforce their commitment to a productive and independent remote working lifestyle in Montenegro.

It is crucial for digital nomads to prepare their financial documentation with care, as this will be a key factor in the approval of their visa application.

With the proof of sufficient funds in order, digital nomads can look forward to a seamless transition to their new, picturesque workspace in Montenegro.

Background check

As part of the due diligence process, applicants for the Montenegro Digital Nomad Visa must undergo a background check to ensure they meet the country's safety and legal standards. This involves a thorough review of the applicant's criminal record, if any, to confirm they pose no threat to public order or national security.

A clean criminal history is a prerequisite, reflecting Montenegro's commitment to maintaining a secure environment for both its residents and the international digital nomad community.

The background check is a standard procedure that underscores the importance of a trustworthy and law-abiding presence within Montenegro. Applicants should be prepared to submit any necessary documentation or information required for this process.

Successfully passing the background check moves applicants one step closer to obtaining their visa and experiencing the unique blend of work and leisure that Montenegro offers to digital nomads worldwide.

Application process for the Montenegro Digital Nomad Visa

 Application process for the Montenegro Digital Nomad Visa

Required documents

To apply for the Montenegro Digital Nomad Visa, a comprehensive set of documents is required to support your application. A valid passport with at least six months remaining before expiration is essential.

Additionally, applicants must provide proof of travel insurance that covers the duration of their stay, and a return or onward ticket to ensure their intent to leave Montenegro upon visa expiry. A valid email address is necessary for communication purposes throughout the application process.

Proof of income is crucial to demonstrate financial stability, and applicants should be ready to present bank statements or similar financial documents. Evidence of accommodation in Montenegro, such as a rental agreement, is also required.

Furthermore, applicants must show that they are employed or have a contract with a company outside of Montenegro, using digital platforms like Skype or Zoom for work, and utilizing online payment systems such as PayPal or TransferWise.

These documents collectively affirm the applicant's status as a digital nomad and their readiness to contribute positively to Montenegro's remote working ecosystem.

Application fee

One of the final steps in the application process for the Montenegro Digital Nomad Visa is the payment of the application fee. Prospective applicants should be prepared to pay a fee of €25, which can be conveniently processed using a credit card, debit card, or bank transfer.

This fee is competitively priced, making the prospect of applying for the visa even more attractive to digital nomads considering Montenegro as their next destination.

It's important to note that this fee is subject to change, so applicants are advised to stay updated on the latest information by checking the official sources regularly.

While the application fee is modest, it is a necessary part of the visa process that helps cover administrative costs. The ease of payment options ensures that applicants from around the globe can seamlessly complete this step without any hassle.

Once the fee is paid, applicants can proceed to submit their documents at the nearest Embassy of Montenegro, moving closer to enjoying the myriad benefits that come with the Montenegro Digital Nomad Visa.

For the most current details on the fee and payment process, keep an eye on the official Montenegro visa information pages here.

Processing time

After submitting all the necessary documents and completing the application fee, the processing time for the Montenegro Digital Nomad Visa is a crucial aspect for applicants to consider.

Although an exact timeline has not been established, it is expected that the Montenegrin embassy or consulate will review applications and respond within 30 days.

This estimated processing period allows applicants to plan accordingly and prepare for their potential relocation to Montenegro.

Applicants should remain patient and keep in mind that processing times may vary depending on the volume of applications received and the specific requirements of the Montenegrin immigration authorities. It is advisable to apply well in advance of the intended travel date to ensure there is sufficient time for visa processing. For the most up-to-date information on the processing time and any changes to the application procedure, applicants should regularly check the official updates here.

Taxes for Digital Nomads in Montenegro

Montenegro is not a tax haven, but the taxes are reasonable and competitive. The income tax rate is 9%, increasing to 11% for salaries above approximately €750 per month.

Companies in Montenegro pay 9% of corporate income, and new goods and services have a 21% VAT. Taxes on interest, capital gains, and land transfers are below the national average.

Talks about tax breaks for digital nomads, such as exemption from income tax, are ongoing, but details remain limited for now.

Living and working as a digital nomad in Montenegro

 Living and working in Montenegro as a digital nomad

Cost of living

The allure of Montenegro for digital nomads extends beyond its stunning landscapes to the practical advantage of a low cost of living. Montenegro offers a low cost of living compared to many other European countries. Accommodation, transportation, and daily expenses are generally affordable, allowing you to stretch your budget further.

With the ability to rent an apartment for as little as €170 to €250 per month and utility costs potentially under €100, Montenegro presents an economical option for those looking to maximize their budget.

Dining out is also affordable, with a three-course meal averaging around $43.97, and grocery prices such as $2.53 for an egg crate or $1.23 for a loaf of bread, making self-catering a viable and cost-effective choice.

The affordability extends to transportation, with a one-way ticket costing just $1.10 and a monthly pass at $32.97, ensuring that getting around is both easy and economical here.

For those who prefer the charm of coastal towns like Kotor or the urban buzz of cities like Podgorica, Montenegro caters to a variety of lifestyles without compromising on cost-efficiency.

The seasonal variation in prices also means that savvy nomads can find even better deals during the quieter winter and fall months. With the added benefit of low-income taxes and affordable internet and utilities, Montenegro stands out as a financially viable base for digital nomads seeking a balance between work and leisure in a country that offers both natural beauty and urban conveniences here.

Whether you choose to live in the capital city of Podgorica or the coastal town of Budva, you'll find a range of options to suit your lifestyle and budget.

Expense Estimated Monthly Cost (USD)
Accommodation $400 – $800
Food $250 – $400
Transportation $50 – $100
Utilities $100 – $150
Internet $30 – $50
Entertainment/Leisure $100 – $200
Health Insurance $50 – $100
Miscellaneous $100 – $200
Total $1,080 – $2,000

Internet and coworking spaces

Montenegro's commitment to improving its digital environment is evident in the reliable internet connectivity available across the country, boasting an impressive average speed of 87.87 MBps.

This ensures that digital nomads can work seamlessly, whether from the comfort of their accommodation or within the growing network of coworking spaces.

Cities like Podgorica and Budva are at the forefront, offering modern facilities such as Mtel Digitalna Fabrika and coworking, which not only provide high-speed internet and meeting rooms but also foster community through networking events here.

For those who prefer a scenic backdrop while working, Kotor Nest Coliving in Kotor Bay and Sedam Petaka Coworking in Tivat offer tranquil environments with all the necessary amenities for productivity.

These spaces are tailored to meet the needs of remote workers, combining comfort with professional resources, making them ideal for digital nomads looking to balance work with the exploration of Montenegro's rich cultural and natural landscapes here.

Here are some coworking spaces in Montenegro:

Co-Working Space Address Website
Digital Mind Boulevard Revolucije, Podgorica, Montenegro Digital Mind
Hub 387 Vaka Đurovića, Podgorica, Montenegro Hub 387
Coffice Stanka Dragojevića 27, Budva, Montenegro Coffice
Regus Podgorica City Centre Bulevar Svetog Petra Cetinjskog, Podgorica, Montenegro Regus

Cultural experiences

Montenegro's tapestry of cultural experiences enriches the life of a digital nomad, offering a unique blend of historical charm and contemporary vibrancy.

The country's rich history is palpable in the old towns, such as the UNESCO World Heritage site of Kotor, where narrow cobblestone streets and medieval architecture provide a daily backdrop that feels like a step back in time.

For those seeking to immerse themselves in local traditions, Montenegro's calendar is dotted with cultural festivals and events that showcase the nation's heritage, music, and cuisine, allowing digital nomads to connect with the community and experience the Montenegrin way of life firsthand.

Moreover, the natural beauty of Montenegro offers a plethora of outdoor activities, from hiking in the rugged mountains to relaxing on the picturesque beaches, which are not only a source of recreation but also inspiration.

The country's commitment to preserving its natural and cultural assets means that digital nomads can enjoy a sustainable lifestyle, engaging with the environment and local communities in a meaningful way.

Whether it's exploring the biodiversity of Lake Skadar or enjoying the tranquility of the Adriatic coast, Montenegro provides a setting that nurtures both professional productivity and personal growth here.

Montenegro destinations

Other countries with digital nomad visa programs

While Montenegro offers an attractive digital nomad visa program, it's not the only country that welcomes remote workers. Several other countries, including Estonia, Barbados, and Georgia, have also introduced digital nomad visa programs.

These programs provide similar benefits and opportunities for digital nomads to live and work in a foreign country legally.


ConclusionEmbracing the Montenegro Digital Nomad Visa offers a unique opportunity for remote workers to experience the allure of a country that combines affordability with a rich cultural tapestry and a commitment to digital connectivity.

While the specifics of the visa application process are still being finalized, the prospect of living in Montenegro is an enticing one, promising a blend of professional productivity and personal enrichment.

As the global landscape of work continues to evolve, keeping abreast of the latest developments from the Montenegrin government will be crucial for those looking to make this Adriatic gem their temporary home.

For those eager to embark on their Montenegrin adventure, alternative residency options such as real estate investment or business incorporation may pave the way. With its stunning landscapes, burgeoning coworking spaces, and vibrant cultural scene, Montenegro is positioning itself as a haven for digital nomads.

As you plan your relocation, remember that expert guidance is available to navigate the nuances of this emerging opportunity. Feel free to reach out for assistance or further information on making the transition to this beautiful Balkan country here.



  • Does Montenegro have digital nomad visa?

    Yes, Montenegro offers a digital nomad visa. The visa is known as the ‘Program for Attracting Digital Nomads in Montenegro.' This program was announced in December 2021 and is set to last until 2025.

  • What is the easiest digital nomad visa in Europe?

    Digital nomad visas in Greece Greece's digital nomad visa is known to be one of the easiest to apply for and to obtain. Not only that, it guarantees you free travel around the European Union. Some digital nomads might even get a 50% tax reduction.

  • How long can US citizens stay in Montenegro?

    U.S. citizen visitors (traveling with U.S. passports) do not need a visa to enter and stay in Montenegro for up to 90 days.

  • Can I apply for Montenegro visa online?

    Montenegro e visa An e-Visa is an electronic visa that can be obtained online, rather than through a traditional paper application process. The e-Visa allows entry into Montenegro for tourism and business purposes.

Originally posted 2022-08-02 03:08:37.

About the author

Meet Yogi, the insightful author and resident digital nomad expert at! With a passion for exploring the world while working remotely, Yogi has embarked on a transformative journey as a digital nomad. Through firsthand experiences, Yogi has embraced the nomadic lifestyle and successfully blended work with wanderlust.



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