Croatia Digital Nomad Visa: Unlock Your Work-Travel Dreams!

By Yogi



Embracing the modern shift towards remote work, Croatia has become an enticing destination for digital nomads worldwide with the introduction of the Croatia Digital Nomad Visa. This innovative visa program offers a unique opportunity for remote workers to live and work in Croatia's stunning landscapes, rich history, and vibrant culture.

At Digital Nomad Site, we delve into the intricacies of this visa, outlining its benefits, eligibility requirements, and the application process to ensure a seamless transition for aspiring digital nomads.


The allure of Croatia's picturesque coastlines and the promise of a balanced lifestyle have captured the attention of professionals seeking to combine productivity with exploration. With the Croatia Digital Nomad Visa, individuals can legally reside in the country, enjoy tax benefits, and access essential services, all while being part of a growing community of like-minded individuals.

In the following sections, we'll explore the comprehensive details that make this visa a gateway to a new way of living and working.

What is the Croatia Digital Nomad Visa?

The Croatia Digital Nomad Visa is a form of temporary residence permit that caters to the needs of remote workers and freelancers who wish to enjoy the Mediterranean lifestyle while continuing their professional activities.

Established in January 2021, this visa allows non-EU/EEA nationals to legally stay and work in Croatia for up to a year, with the possibility of renewal. It's a strategic move by Croatia to attract a new wave of visitors who can contribute to the local economy while benefiting from the country's digital infrastructure and quality of life.

Unlike traditional work visas, the Croatia Digital Nomad Visa is specifically designed for those who earn their living through remote work, providing a legal framework for digital nomads to work independently or for companies outside of Croatia.

This initiative not only supports Croatia's economy but also enriches the cultural tapestry of the nation by welcoming diverse international talents. With a high-speed internet average of 109.27 Mbps, Croatia ensures that digital nomads have the connectivity they need to thrive professionally (source).

Benefits of the Croatia digital nomad visa

 Benefits of the Croatia Digital Nomad Visa

Residency and work permit

The Croatia Digital Nomad Visa serves as a dual-purpose permit, granting both residency and the legal right to work remotely within Croatian borders. This benefit is particularly advantageous for those seeking to immerse themselves in the Croatian way of life for an extended period.

Valid for up to one year with the option for renewal, the visa provides ample time to explore the country's natural beauty and cultural offerings while maintaining professional commitments.

The path to long-term residency and even Croatian citizenship becomes accessible, as continuous stay under this visa can lead to permanent residency after five years, opening the door to becoming a full-fledged Croatian citizen.

Moreover, the visa eliminates the complexities often associated with working abroad, as it is tailored for the digital nomad lifestyle. With this permit, there's no need to navigate the traditional work visa process or secure employment within Croatia.

Instead, digital nomads can enjoy the flexibility of working for themselves or their foreign employers, all while benefiting from Croatia's safe and welcoming environment.

The country's commitment to providing a stress-free experience for digital nomads is evident in its streamlined application process and supportive infrastructure, making it an ideal destination for remote workers seeking a balance between work and leisure.

Tax benefits

One of the most compelling advantages of the Croatia Digital Nomad Visa is the favorable tax treatment for remote workers. Digital nomads are exempt from paying income tax in Croatia on earnings from their non-Croatian companies, a significant financial benefit that enhances the appeal of this visa.

This exemption aligns with Croatia's goal to attract global talent by offering a cost-effective solution for those looking to optimize their tax situation.

However, it's important to note that tax obligations may still apply in the nomad's home country, and for those from tax treaty countries, the risk of double taxation is mitigated, ensuring that their financial interests are protected while they enjoy the Croatian lifestyle (source).

Furthermore, the tax exemption extends to preventing double taxation for citizens of countries that have entered into a tax treaty with Croatia.

This thoughtful consideration provides peace of mind and financial clarity for digital nomads, allowing them to focus on their work and the unique experience of living in Croatia without the worry of complicated tax issues.

The combination of a strong digital infrastructure, a supportive community, and these tax benefits makes Croatia an attractive destination for digital nomads from around the world.

Access to healthcare and education

Securing the Croatia Digital Nomad Visa also opens doors to essential services such as healthcare and education, ensuring that nomads have access to the support they need while residing in the country.

The visa holders can benefit from Croatia's healthcare system, which is known for its high standards and accessibility. This means that digital nomads can have peace of mind knowing they have healthcare options in case of any medical needs during their stay.

Additionally, for those considering a longer-term stay or traveling with family, Croatia offers quality educational institutions, making it a practical choice for digital nomads with children.

While the primary focus for digital nomads might be the work-life balance and the exploration of Croatia's stunning landscapes, the access to reliable healthcare and education adds an extra layer of comfort and security to the nomadic experience.

These provisions contribute to the overall attractiveness of the Croatia Digital Nomad Visa, as they ensure that nomads can maintain a healthy and educated lifestyle, just as they would in their home countries.

Eligibility requirements for the Croatia digital nomad visa

To be eligible for the Croatia digital nomad visa, you need to meet certain requirements. These include:

 Eligibility requirements for the Croatia Digital Nomad Visa

Proof of employment or self-employment

To meet the eligibility requirements for the Croatia Digital Nomad Visa, applicants must provide concrete evidence of their remote work status.

This includes a statement from their employer or, if self-employed, from themselves, confirming that they perform their duties through communication technology for a company not registered in Croatia.

Additionally, a contract of employment or service contract with a foreign employer, or a copy of the registration of their own company, must be submitted.

These documents serve as proof that the applicant's income is derived from outside the Croatian economy, aligning with the visa's stipulations for remote work (source).

Moreover, applicants are required to demonstrate financial stability by providing bank statements or payslips for the last six months, showing a monthly income that meets or exceeds the threshold set by the Croatian authorities.

This proof of income ensures that digital nomads can support themselves during their stay without impacting the local labor market. By adhering to these requirements, digital nomads can take advantage of the opportunity to live and work in Croatia's dynamic environment, while contributing to the global digital economy.

Proof of income

Croatia digital nomad visa

Establishing proof of income is a pivotal step in securing the Croatia Digital Nomad Visa. Applicants must demonstrate financial solvency by showing a stable monthly income that is at least 2.5 times the average Croatian monthly net salary, which currently translates to approximately €2,539.31.

This requirement is designed to ensure that digital nomads can sustain themselves financially throughout their stay in Croatia. Bank statements reflecting the necessary funds or consistent monthly income from freelancing or entrepreneurial activities with a company outside of Croatia are acceptable forms of evidence.

For those planning to bring family members, the financial threshold increases accordingly, ensuring that dependents are also adequately provided for (source).

It's important to note that the financial requirements are subject to annual adjustments based on the Croatian average salary figures. Therefore, applicants should stay informed about the current financial criteria when preparing their application.

By meeting these financial prerequisites, digital nomads can look forward to embracing the Croatian lifestyle, with the assurance that their economic needs are securely met.

Health insurance

Securing comprehensive health insurance is a mandatory aspect of the eligibility criteria for the Croatia Digital Nomad Visa. Applicants must furnish proof of health insurance coverage that is valid throughout their entire stay in Croatia.

This insurance should cover all potential medical expenses, ensuring that digital nomads are protected against unforeseen health issues during their residence.

While Croatia does not mandate a minimum requirement for health insurance, it is advisable to obtain a policy that offers coverage comparable to that required for a Schengen Visa, to ensure ample protection (source).

Although digital nomads are not obligated to enroll in the state health insurance system, they have the option to do so post-approval of their residence permit. Until then, they must bear the costs of healthcare services utilized in Croatia, whether in public health institutions or through private healthcare providers.

By fulfilling this insurance requirement, digital nomads can enjoy their Croatian experience with peace of mind, knowing they have the necessary healthcare support if needed (source).

Criminal background check

Croatia digital nomad visa

As part of the eligibility requirements for the Croatia Digital Nomad Visa, applicants must provide a clean criminal record from their home country or from any country where they have resided for more than a year prior to their application.

This is a crucial step to ensure the safety and security of the Croatian community. For U.S. citizens, it is important to note that a federal background check is necessary, rather than a state-issued one.

The background check must be comprehensive and government-issued, affirming the applicant's good standing and lack of criminal history (source).

To streamline the application process, it is recommended that documents, including the criminal background check, be submitted in Croatian or English. If not originally in English, the documents should be officially translated and apostilled or legalized as per Croatian regulations.

By adhering to these guidelines, digital nomads can ensure their application is processed efficiently, bringing them one step closer to enjoying the unique opportunities that come with the Croatia Digital Nomad Visa (source).

Application process for the Croatia digital nomad visa

The application process for the Croatia digital nomad visa involves several steps. These include:

Required documents

When applying for the Croatia Digital Nomad Visa, it's essential to gather all necessary documentation to ensure a smooth application process.

A completed application form, either the Obrazac 1a for in-person submissions or the convenient online form, serves as the foundation of your application.

Alongside this, a copy of your valid passport, which must remain valid for at least three months beyond your visa's expiration date, is required.

Proof of monthly income is also crucial, demonstrating your financial stability with bank statements that meet or exceed the threshold of €2,539.31 per month.

Additionally, applicants must submit a government-issued background check and a valid private or travel health insurance policy that covers the entire duration of their stay in Croatia.

A Croatian address and a passport-sized photo complete the list of required documents, ensuring that all aspects of your stay are accounted for (source).

It's important to note that while non-government copies of documents can be submitted in Croatian or English, providing translations in Croatian may expedite the process.

By meticulously preparing and submitting these documents, prospective digital nomads can look forward to a favorable review of their application, paving the way for an enriching experience living and working in Croatia (source).

Application process

The application process for the Croatia Digital Nomad Visa is designed to be as straightforward as possible. Prospective applicants can initiate the process by completing the online form, which is the most direct route for those who do not require a visa to enter Croatia.

Upon submission, the application is reviewed by the relevant Croatian authorities, typically the police administration or station. It's crucial to provide a local Croatian contact number if applying within Croatia, as this will be used to communicate the status of your application.

Applicants should be prepared to wait approximately one month for processing, although it can take up to 12 weeks in some cases. If additional documents are requested or if clarification is needed, prompt response can help expedite the process (source).

For those who need a visa to enter Croatia, or prefer to apply in person, the application can be made at the nearest Croatian embassy or consulate. It's advisable to contact the embassy prior to applying to receive the most current information on procedures and requirements, especially in light of any travel restrictions due to the COVID-19 pandemic.

Once the application is approved, applicants will be notified via email or phone, and upon arrival in Croatia, they must register their temporary residence within three days. This proactive approach ensures that all legal and administrative requirements are met for a successful stay in Croatia as a digital nomad (source).

Living and working in Croatia as a digital nomad

 Living and working in Croatia as a digital nomad

Cost of living

Embracing the digital nomad lifestyle in Croatia comes with the advantage of an affordable cost of living, which is a significant draw for many remote workers. Depending on the region and lifestyle choices, daily expenses can be quite reasonable. Fresh produce, local markets, and transportation services are available at costs that won't break the bank.

For instance, the price of fresh fruits and vegetables in local markets is known for being budget-friendly, and public transportation is not only efficient but also economically priced.

This affordability extends to various aspects of living, allowing digital nomads to enjoy a high quality of life without the financial strain often associated with other popular remote work destinations.

Moreover, the cost of living in Croatia can vary based on the city or town you choose to settle in. Coastal cities like Dubrovnik offer a plethora of work-friendly cafes and fast internet, providing an ideal environment for productivity amidst stunning scenery.

Meanwhile, initiatives like the Digital Nomad Valley Zadar cater specifically to the needs of the remote work community, offering collaborative spaces and networking opportunities that can enhance both work and social life.

With the cost of living being a crucial factor for many digital nomads, Croatia's combination of affordability and quality of life makes it an attractive option for those looking to work remotely from a beautiful and culturally rich location.

Here's a general overview of the estimated monthly expenses for a single person in Croatia:

  1. Accommodation:
    • Rent for a one-bedroom apartment in the city center: €400 – €700
    • Rent for a one-bedroom apartment outside the city center: €300 – €500
  2. Utilities:
    • Basic utilities (electricity, heating, cooling, water, garbage): €80 – €120
  3. Internet and Mobile Phone:
    • Internet (60 Mbps or more): €20 – €30
    • Mobile phone plan: €10 – €20
  4. Groceries:
    • Monthly grocery bill: €200 – €300
  5. Dining Out:
    • Average meal at a mid-range restaurant: €10 – €20
  6. Transportation:
    • Monthly public transportation pass: €20 – €40
    • Fuel (per liter): €1.30 – €1.50
    • Taxi ride (start): €3 – €5
  7. Healthcare:
    • Basic health insurance: €50 – €100 per month
    • Medication and additional health expenses: Variable
  8. Fitness/Leisure:
    • Gym membership: €20 – €40
    • Entertainment and leisure activities: Variable
  9. Miscellaneous:
    • Clothing, personal items, and other miscellaneous expenses: Variable

Total Estimated Monthly Cost: €750 – €1,500

Co-working spaces and digital nomad communities

Croatia's appeal for digital nomads is further enhanced by its vibrant co-working spaces and supportive digital nomad communities. Cities like Split and Zagreb are teeming with dynamic co-working environments such as The Works and BIZkoshnica Coworking, which offer not just a desk but a chance to network and collaborate with like-minded professionals.

These spaces are designed to cater to the unique needs of remote workers, providing high-speed internet, comfortable workstations, and often, a calendar filled with community events and workshops.

For those seeking a blend of work and leisure, the Digital Nomad Valley Zadar presents an innovative concept, combining accommodation with collaborative working areas. Here, digital nomads can immerse themselves in a community-oriented setting, engaging in activities and building connections that enrich their remote working experience.

Whether it's the historical allure of Dubrovnik or the coastal charm of Rijeka, Croatia's digital nomad hubs are strategically located to ensure that work, life, and exploration harmoniously coexist, making it an ideal destination for those pursuing a balanced nomadic lifestyle.

Exploring Croatia while working remotely

While Croatia's cost of living and co-working spaces make it an excellent base for digital nomads, the country's rich cultural tapestry and natural beauty are what truly set it apart. Remote workers have the unique opportunity to explore the historic streets of Dubrovnik, where the echoes of “Game of Thrones” resonate, or unwind on the pristine beaches after a productive workday.

The flexibility of the Croatia Digital Nomad Visa allows for a seamless blend of work and wanderlust, enabling you to discover the country's numerous UNESCO World Heritage Sites, indulge in its renowned Mediterranean cuisine, or simply soak in the breathtaking views of the Adriatic coast.

Moreover, the well-connected public transport system makes weekend getaways to Croatia's national parks and islands both convenient and inviting. Digital nomads can take advantage of the country's geographic diversity, from the cascading waterfalls of Plitvice Lakes to the rolling hills of the Istrian peninsula.

With the ability to work from anywhere, your office could be a seaside café one day and a mountain retreat the next, offering an ever-changing backdrop to your professional life. Croatia's commitment to embracing the digital nomad lifestyle ensures that you can work efficiently while experiencing all the adventures this Adriatic gem has to offer.


ConclusionThe Croatia Digital Nomad Visa stands as a gateway to a lifestyle that harmonizes work and wanderlust, offering a unique opportunity to thrive professionally while indulging in the cultural and natural wonders of Croatia.

With its favorable tax benefits, access to healthcare and education, and a supportive community for remote workers, Croatia is not just a picturesque backdrop but a strategic choice for digital nomads seeking a balanced and fulfilling life.

As the testimonials of satisfied applicants suggest, navigating the application process with expert guidance can make the transition smoother, allowing you to focus on what truly matters—growing your career and enriching your life experiences in this beautiful Mediterranean country.

Whether you're drawn to the cobblestone streets of ancient cities, the allure of the Adriatic Sea, or the convenience of modern co-working spaces, the Croatia Digital Nomad Visa is your ticket to a world where work flexibility and cultural immersion coalesce.

By meeting the eligibility requirements and following the streamlined application process, you can embark on an unforgettable journey, making Croatia your home away from home. Embrace the digital nomad lifestyle in Croatia, where every day promises a new discovery and the freedom to live and work on your own terms.



  • Does Croatia offer a digital nomad visa?

    The Croatia digital nomad visa is a type of residence permit that you can apply for if you want to work as a freelancer or entrepreneur in Croatia. A Croatian digital nomad visa lets you, as a foreigner, live in Croatian territory while working remotely as a freelancer or private business owner.

  • Can a US citizen work remotely in Croatia?

    You can work there remotely for up to a year by obtaining a Croatian digital nomad visa.

  • What is the minimum income for Croatia digital nomad visa?

    Minimum income requirements: €2,539.31 (~$2,737.43) per month or €30,471.72 (~$32,849.12) for the whole year. Processing time for visa application: Officially 3–4 weeks, but realistically between 3 and 4 months.

  • What is the best city in Croatia for digital nomads?

    Best Croatian cities for remote work: Remote life does not stop in Zagreb, as Croatia is home to 2 fantastic port cities: Split and Dubrovnik. Not only do they enjoy the great infrastructure of Zagreb, but they also bring you closer to the sea and, even more importantly, to Croatia's heavenly islands!

Originally posted 2023-08-02 03:01:13.

About the author

Meet Yogi, the insightful author and resident digital nomad expert at! With a passion for exploring the world while working remotely, Yogi has embarked on a transformative journey as a digital nomad. Through firsthand experiences, Yogi has embraced the nomadic lifestyle and successfully blended work with wanderlust.



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